Health Insurance

Emory University requires that all degree-seeking and all international students either have health insurance or purchase the University-sponsored plan.

In order to meet this requirement, you must either choose to enroll in the Emory University Student Health Insurance Plan (EUSHIP) or successfully complete the waiver process online.

Please refer to Emory’s Student Health Services website and Aetna’s Student Health website for the most up to date information about EUSHIP for the 2018-2019 academic year.

The 2018-2019 Plan Documents and Benefits Guides are available to download online here:

HEALTH INSURANCE REQUIREMENT: EVERY STUDENT, EVERY YEAR

All new and continuing degree-seeking and international Emory University students are required to have health insurance. Under this requirement, students must either purchase the Emory University Student Health Insurance Plan or provide documentation of enrollment in a comparable United States-domiciled plan. New students wishing to waive enrollment in the Emory Student Health Insurance Plan will need to complete the annual waiver process via OPUS prior to the first day of classes of their first semester at Emory. All returning students must also complete the enrollment/waiver process annually prior to the first day of classes of Fall Semester.

If a student has not waived out of the Emory University Student Health Insurance Plan by the date of Emory’s pre-term Student Financial Services bill, he/she will billed for the Emory University Student Health Insurance Plan. However, the student will still have until the first day of semester classes to complete a waiver and have the insurance enrollment and charge reversed. Students will need to complete the annual insurance enrollment/waiver process each year they are enrolled at Emory.

WAIVING OUT OF THE EMORY UNIVERSITY STUDENT HEALTH INSURANCE PLAN

If you choose to waive out of EUSHIP, you must complete the annual waiver process each year that you are enrolled at Emory. Please visit the Student Health Services website for instructions about the Annual Waiver Process.

For Fall 2018, submit the online Health Insurance Waiver in OPUS by August 29, 2018. To submit a late waiver request or appeal a denied waiver, submit the Waiver Appeals Form to Student Health Services by September 15, 2018.

After the waiver is approved, the health insurance charge will reverse systematically within 1-2 days from your OPUS account. View your OPUS Financial Account page to review your account activity.

ENROLLING IN THE EMORY UNIVERSITY STUDENT HEALTH INSURANCE PLAN

If you choose to enroll in EUSHIP, the Annual Policy provides 12-months of coverage:

  • International Students: August 1, 2018 – July 31, 2019
  • All Other Students: August 15, 2018 – August 14, 2019

You will be billed for the annual premium in your OPUS account. The annual premium for 2018-19 is $3,466, which is billed in two installments: $1,733 in Fall 2018 and $1,733 in Spring 2019.

If you are eligible for a Health Insurance Subsidy, you will see the subsidy posted to your OPUS account to cover the premium charges.

If you are not eligible for a Health Insurance Scholarship, you will be responsible for the premium charges in your OPUS account. Please refer to the Student Financial Services website for information about bill payment options. If you have questions about the Emory Payment Plan, please contact your Account Representative.

REMINDERS

Insurance ID Card

All students will need a new EUSHIP ID card for the 2018-2019 plan year. The new ID card for 2018-2019 can be used for both Medical and Dental benefits. You may download your new 2018-2019 ID card from Aetna’s website here. You may request your new Aetna ID number by contacting Aetna Customer Service at 877-261-8403. You may request written enrollment verification from Aetna’s website here.

Enrolling Dependents

Dependent coverage is available for both Domestic and International students enrolled in the plan. If you choose to enroll a dependent, you may submit the Dependent Enrollment Application online through Aetna’s website. Please refer to the 2018-2019 Plan Design and Benefits Summary guide for information about purchasing dependent coverage.

Graduating or Leaving Emory Mid-Year

If you graduate or leave Emory in the Fall semester and do not enroll for the Spring semester, the annual policy will terminate on December 31. The premium amount billed for the Fall 2018 semester will be adjusted in your OPUS account to reflect the pro-rated premium amount for Fall only.

If you wish to extend your coverage beyond December 31, you may choose to purchase the EUSHIP Continuation Plan, which provides coverage for an additional three months. You have 31 days from the end date of your prior coverage to enroll in the EUSHIP Continuation Plan. Please refer to the 2018-2019 Plan Design and Benefits Summary guide for information about the EUSHIP Continuation Plan. The EUSHIP Continuation Plan Applications are available on the Student Health Services website “Forms” page.

If you enrolled in EUSHIP starting in the Fall semester and graduate or leave Emory in the Spring semester, coverage will continue until the end of the plan year on July 31 (international students) or August 14 (all other students).

QUESTIONS?

For questions about the Emory Student Health Insurance Requirement or Waiver, contact:

Emory University Student Health Services
Student Health Insurance Plan Office
1525 Clifton Road Atlanta, GA 30322
404-727-7560
mandatoryinsurance@listserv.cc.emory.edu 

For questions about the EUSHIP Benefits and Coverage, contact:

Aetna Student Health
877-261-8403
https://www.aetnastudenthealth.com/en/school/686178/index.html 

For questions about the Laney Graduate School’s Health Insurance Subsidy, contact your Graduate Program Administrator.