Money Matters

Billing and Credits

In mid-July you will receive an electronic bill from Emory's Financial Services office. The statement will show charges for Fall semester tuition and fees, as follows:

Charges (2017-18)
Tuition $20,400
Activity fee $92
Athletic fee $138
Computing fee $50
Mental Health fee $78
Enrollment fee $1,250
Total $22,008

You may also see these charges:

  • A transcript fee: all new degree students are required to pay a one-time transcript fee of $70 at the time they first enroll. This is a one-time fee that pays for all future transcripts. For more information see the Registrar's website.
  • A charge for health insurance -- see below.

Your statement may also reflect Anticipated Aid for tuition and fee scholarships: if your admissions offer letter included a scholarship for some portion of tuition or fees, then this will be reflected as Anticipated Aid.

It is important that you pay the balance by the date indicated in your statement. If you do not pay, you will not be able to register and may be charged a late fee.

There is more information on our tuition and fees page.

Health Insurance

All new degree-seeking and international Emory University students are required to have health insurance. Under this requirement, students must either purchase the Emory University Student Health Insurance Plan or provide documentation of enrollment in a comparable United States-domiciled plan. New students wishing to waive enrollment in the Emory Student Health Insurance Plan will need to complete the annual waiver process via OPUS prior to the first day of classes of their first semester at Emory. 

If a student has not waived out of the Emory Student Health Insurance Plan by the date of Emory’s pre-term Student Financial Services bill, he/she will be billed for the Emory/Aetna Student Health Insurance Plan. However, the student will still have until the first day of semester classes to complete a waiver and have the insurance enrollment and charge reversed. Students will need to complete the annual insurance enrollment/waiver process each year they are enrolled at Emory.

For 2016-17, the annual premium for the Emory/Aetna Student Health Insurance Plan was $3,164. The 2017-18 premium rate has not been announced yet.

For more information, visit the Student Health Services website.

Emergency Loans

The Laney Graduate School administers an emergency loan fund to help students meet unexpected financial needs. Emergency loans are interest-free when repaid within four months of issue. New students may apply for emergency loans, but note two things: you can apply only after you have registered, and your application will need the signature of your DGS. There is more information on our emergency loan page.

Federal and Private Loans

Information about student loans is available through Emory's Office of Financial Aid.


If you have been awarded a stipend, your letter of admission indicated the amount and the term of your stipend. Stipends are disbursed monthly on the last business day of the month; the first disbursement will be September 30, 2017.

Recipients of special Laney Graduate School admissions fellowships (Laney, Diversity, and Woodruff) receive 12 monthly payments, September - August.

There is more information on our tuition scholarships and stipends page.

Hiring Paperwork

Stipends are disbursed via the university's payroll system. LGS and staff in your program will "hire" you. You will need to complete an on-line orientation session. As part of the on-line orientation session, you will complete electronic versions of state and federal tax forms, an I-9 Eligibility to Work Form and a direct deposit authorization form. You may review the forms in advance, but please remember that only the on-line versions of the forms that are completed via the orientation will be accepted. The program staff will send you a link to the orientation session in the weeks before you start the academic year.

Forms can be found in the sidebar at right for review. The IRS website is an essential first stop for all students with questions about taxes. IRS Publication 520, which deals with scholarships and fellowships, will be of special interest to graduate students.

International Students -- anyone who is in the U.S. as a "non-resident alien," usually on F1 or J1 visas -- who receive stipends must meet with Mary Chenault, the University's non-resident alien tax advisor, before completing paperwork and being hired into the Emory system. Contact Ms. Chenault at as soon as you arrive at Emory.

Electronic Notice

Each month, a few days before funds are deposited into your bank account, the Emory payroll department will notify you by email that payment has been processed. The email will state: "Your Pay Advice is now ready for online review at the following website:" Please note: the funds are not deposited on the day you receive the pay advice; they are deposited on the last business day of the month.