Emergency Loans

Students who are experiencing financial hardship due to a catastrophic event may qualify for financial aid from the Student Hardship Fund (Office of Financial Aid).

Visit the Student Hardship Fund page to learn about provisions, eligibility, how to apply and more.

Student Hardship Fund

Laney Graduate School emergency loans are available to help students through unexpected financial crises, such as illness, family job loss, and delays in other types of funding.

The maximum loan amount is $1,000. A student who receives an emergency loan must sign a promissory note agreeing to repay the loan within 89 days of issue. Emergency loans are interest free for the 89 day period.


  1. Loan applicant must be a full-time student in a degree program and be enrolled for a minimum of nine credit hours in the semester they wish to apply.
  2. Loan applicant must not have any outstanding debt due to a previous loan from the Laney Graduate School Emergency Loan Fund or due to the University.
  3. Loan applicant must demonstrate financial need of an emergency nature.
  4. Students in special standing are not eligible to receive emergency loans.


  • Fill out and submit an Emergency Loan Fund application form (posted to the right, and available in the Laney Graduate School office).
  • Applicants must fill out the application form completely and accurately and turn it into the Laney Graduate School.
  • The student is required to indicate on the application the means by which the loan will be repaid.
  • New students must have their DGS or a program staff member sign the application form.

All loans must be approved by the Laney Graduate School. Requests are usually processed in 2–3 days.

After the loan request is approved, the student must sign a promissory note and deliver it to the Office of Student Financial Services, 101 Boisfeuillet Jones Center.

Usually the student can pick up the loan check within 2–3 days of delivering the promissory note to the Office of Student Financial Services. There are times, however, when it may take longer.


Loans must be repaid in full within 89 days of issue.

  • The amount and payment due date of the loan will be posted to the student’s account when the loan is issued.
  • On the day the emergency loan is due to be repaid, this amount will become a current charge and will appear on the student’s bill during the next billing cycle.

Past Due Loans

Past due emergency loans are subject to interest charges. Student borrowers who do not repay loans according to schedule shall be responsible for the payment of any costs associated with the collection of the loan, including attorneys’ fees. Nonpayment can result in the student not being allowed to register, receive a transcript, or graduate.