Health Insurance


Emory University requires that all degree-seeking and all international students either have health insurance or purchase the University-sponsored plan.

To meet this requirement, you must either choose to enroll in the Emory University Student Health Insurance Plan (EUSHIP) or successfully complete the waiver process.

Please refer to Emory’s Student Health Services website and Aetna’s Student Health website for the most up to date information about EUSHIP for the current academic year.

The current year Plan Documents and Benefits Guides are available to download online.

Health Insurance Requirement: Every Student, Every Year

All new and continuing degree-seeking and international Emory University students are required to have health insurance. Under this requirement, students must either purchase the Emory University Student Health Insurance Plan or provide documentation of enrollment in a comparable United States-domiciled plan. New students wishing to waive enrollment in the Emory Student Health Insurance Plan will need to complete the annual waiver process via OPUS prior to the first day of classes of their first semester at Emory. All returning students must also complete the enrollment/waiver process annually prior to the first day of classes of Fall Semester.

If a student has not waived out of the Emory University Student Health Insurance Plan by the date of Emory’s pre-term Student Financial Services bill, the student will billed for the Emory University Student Health Insurance Plan. However, the student will still have until the first day of semester classes to complete a waiver and have the insurance enrollment and charge reversed. Students will need to complete the annual insurance enrollment/waiver process each year they are enrolled at Emory.

Waiving out of the Emory University Student Health Insurance Plan

If you choose to waive out of EUSHIP, you must complete the annual waiver process each year that you are enrolled at Emory. Please visit the Student Health Services website for instructions about the Annual Waiver Process.

Annual CoverageSpring and Summer*Summer*

*The Spring/Summer or Summer waiver process is restricted to students newly enrolled at Emory University that semester.

After the waiver is approved, the health insurance charge will reverse systematically within 1–2 days from your OPUS account. View your OPUS Financial Account page to review your account activity.

Waiver DeadlineFirst day of Fall classesFirst day of Spring classesFirst day of Summer classes
Appeals DeadlineSeptember TBAFebruary TBAJune TBA

Enrolling in the Emory University Student Health Insurance Plan

If you choose to enroll in EUSHIP, the coverage periods are:

Annual CoverageSpring and Summer*Summer*

*The Spring/Summer or Summer enrollment period is restricted to students newly enrolled at Emory University or students who lose private insurance (parents’ or personal) due to a change of life event.


You will be billed for the annual premium in your OPUS account. The annual premium for 2019–2020 is $3,570, which is billed in two installments: $1,785 in Fall 2019 and $1,785 in Spring 2020.

If you are eligible for a Health Insurance Subsidy, you will see the subsidy posted to your OPUS account to cover the premium charges.

If you are not eligible for a Health Insurance Scholarship, you will be responsible for the premium charges in your OPUS account. Please refer to the Student Financial Services website for information about bill payment options. If you have questions about the Emory Payment Plan, please contact your Account Representative.

International Students8/1–7/311/1–7/315/18–7/31
Domestic Students8/15–8/141/1–8/145/18–8/14

Reminders

Insurance ID Card

All students will need a new EUSHIP ID card for the current plan year. The new ID card can be used for both Medical and Dental benefits. You may download your ID card from Aetna’s website. You may request your new Aetna ID number by contacting Aetna Customer Service at 877-261-8403. You may request written enrollment verification from Aetna’s website.

Enrolling Dependents

Dependent coverage is available for both Domestic and International students enrolled in the plan. If you choose to enroll a dependent, you may submit the Dependent Enrollment Application online through Aetna’s website. Please refer to Aetna's website for information about purchasing dependent coverage.

Graduating or Leaving Emory Mid-Year*

Fall (December)Spring (May)Summer (August)

*If the effective date of the Leave of Absence or Withdrawal is less than 31 days from the coverage start date, students are not eligible for enrollment in EUSHIP.

Please refer to Aetna's website for information about the EUSHIP Continuation Plan. The EUSHIP Continuation Plan Applications are available on the Student Health Services website “Forms” page.

Coverage Termination Date12/31End of policy year (7/31 or 8/14)End of policy year (7/31 or 8/14)
Continuation of CoverageOption to purchase Continuation Plan to extend EUSHIP coverage for 3 months after the termination date. Must enroll in Continuation Plan within 31 days from termination date.

Questions?


Aetna Student Health

Print your ID Card, enroll dependents, or find a doctor, hospital, or pharmacy.

Emory University Student Health Services

For questions about Emory's mandatory health insurance requirement, the wavier process and waiver appeals.

Student Health Insurance Plan Office
1525 Clifton Road
Atlanta, GA 30322
Kimberly Taylor: 404-727-7560
Brenda Dinkins: 404-778-6692
Health Insurance Subsidy

For questions about the Laney Graduate School’s Health Insurance Subsidy, contact your Graduate Program Administrator.