Health Insurance


Please refer to Emory’s Student Health Services website and Aetna’s Student Health website for the most up to date information about the Emory University Student Health Insurance Plan (EUSHIP).

Health Insurance Requirement: Every Student, Every Year

All new and continuing degree-seeking and international Emory University students are required to have health insurance. Under this requirement, all students will be enrolled in the Emory University Student Health Insurance Plan (EUSHIP) unless they opt out or provide yearly documentation of enrollment in a comparable United States-based plan.

Students who wish to opt out of EUSHIP will need to complete the annual waiver process via OPUS by September 15, 2020. Waivers are subject to verification by Aetna Student Health, which may take 3-5 days. After the waiver is approved, the EUSHIP premium charge will reverse systematically within 1–2 days from your OPUS account.

EUSHIP Coverage Period

Annual Coverage

New and returning students for the Fall may enroll in EUSHIP for the Fall/Spring/Summer policy coverage period:

  • International students: August 1 – July 31
  • Domestic students: August 15 – August 14

 

Spring/Summer Coverage

New students who start at Emory in the Spring or who lose private insurance (parents’ or personal) due to a change of life event may enroll in EUSHIP for the Spring/Summer policy coverage period:

  • International students: January 1 – July 31
  • Domestic students: January 1 – August 14

 

Summer Coverage

New students who start at Emory in the Summer, or who lose private insurance (parents’ or personal) due to a change of life event, may enroll in EUSHIP for the Summer policy coverage period:

  • International students: May 17 – July 31
  • Domestic students: May 17 – August 14

EUSHIP Billing

The EUSHIP premium is billed to your OPUS account. The annual premium for 2020-2021 is $3,816, which is billed in two installments: $1,908 in Fall 2020 and $1,908 in Spring 2021.

If you are eligible for a EUSHIP health insurance subsidy, the subsidy will be posted to your OPUS account to cover the premium charge. If you have questions about the subsidy, please contact your Graduate Program Administrator.

If you are not eligible for a EUSHIP health insurance subsidy, you will be responsible for the premium charge. Please refer to Student Financial Services for information about bill payment options. If you have questions about the Emory Payment Plan option, please contact your Account Representative.

 

EUSHIP Reminders

Insurance ID Card

All students will need a new Aetna ID card for the current plan year. The new ID card can be used for both medical and dental benefits. You may download your digital ID card from Aetna’s website and through the Aetna Health app.

You may request your new Aetna ID number or written enrollment verification from Aetna’s website or by contacting Aetna Customer Service at 877-261-8403.

Enrolling Dependents

As a student currently enrolled in EUSHIP, you are also eligible to enroll your dependent (spouse, domestic partner, and/or child/ren) in EUSHIP. If you would like to enroll a dependent, you may apply and submit payment online through Aetna’s website.

Graduating Students

If you graduate in Spring (May), your EUSHIP coverage will remain active until the end of the policy year: July 31 for international students and August 14 for domestic students.

If you graduate in Summer (August), coverage will remain active until August 14.

If you graduate in Fall (December), coverage will remain active until December 31.

 

Leave of Absence or Withdrawal

If the effective date of the Leave of Absence or Withdrawal is less than 31 days from the coverage start date, students are not eligible for enrollment in EUSHIP.

 

EUSHIP Continuation Plan

If you have graduated or have taken a leave of absence and would like to continue the EUSHIP coverage, you have the option to extend coverage for an additional 3 months under the EUSHIP Continuation Plan. Benefits under the continuation plan remain the same as the basic student plan. You will have 31 days from the termination date of your prior insurance policy period to enroll. If you would like to enroll in the EUSHIP Continuation Plan, you may apply and submit payment online through Aetna’s website.

Questions?